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What Is a Business HELOC? Guide to Flexible Financing

What Is a Business HELOC? Guide to Flexible Financing

by Brooke Stone | Jul 23, 2026 | Blog, Small Business Loans

TL;DR A business HELOC is a revolving line of credit secured by equity in qualifying real estate. Instead of receiving one lump sum, a business can draw funds as needed, repay the balance, and potentially reuse the available credit during the draw period. It can be a...
How to Start an Etsy Shop: A Small Business Owner’s Guide to Building Sustainable Income

How to Start an Etsy Shop: A Small Business Owner’s Guide to Building Sustainable Income

by Brooke Stone | Jul 21, 2026 | Blog, Small Business Loans

How to Start an Etsy Shop: A Small Business Owner’s Guide to Building Sustainable Income TL;DR Starting an Etsy shop is relatively simple, but building sustainable income requires a business mindset. Sellers need to understand their target customer, price products to...
3 Reasons Your $5M Company Still Got Denied 

3 Reasons Your $5M Company Still Got Denied 

by Derek Jacobs | Jun 29, 2026 | Blog, Small Business Loans

You did everything right.  You built a real business. You crossed $5 million in revenue. You have a team, customers, and a track record. On paper, you look like exactly the kind of company banks should want to lend to.  So when the denial comes in, it’s not...
Why Banks Decline Your Business (And What to Do Next) 

Why Banks Decline Your Business (And What to Do Next) 

by Derek Jacobs | Jun 22, 2026 | Blog, Small Business Loans

If you’ve ever been declined by a bank, you know the feeling.  You run a real business. You have revenue coming in. Customers depend on you. Maybe you’re even growing faster than you expected.  And then… you get...
SBA vs Revenue-Based Financing: When Each Makes Sense 

SBA vs Revenue-Based Financing: When Each Makes Sense 

by Derek Jacobs | Jun 15, 2026 | Blog, Finance

If you’ve ever looked for business funding, you’ve probably run into two very different options: SBA loans and revenue-based financing.  On paper, they both solve the same problem. You need capital to grow, stabilize, or take...
How to Incorporate Your Business: A Step-by-Step Guide

How to Incorporate Your Business: A Step-by-Step Guide

by Derek Jacobs | Oct 14, 2025 | Blog, News/Media

For many entrepreneurs, beginning as a sole proprietorship or simple partnership is the fastest way to get moving. But as your company grows, so do the risks. Running payroll from your personal bank account or signing vendor contracts in your own name can only last so...
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