by Max Soni | Sep 17, 2026 | Small Business Tips
Construction business funding becomes a survival question the moment project backlogs thin out and revenue slows to a trickle. For many contractors, the gap between the last check from a summer project and the first deposit on a spring contract can stretch three to...
by Derek Jacobs | Sep 17, 2026 | Small Business Tips
A bad credit score doesn’t automatically disqualify you from a business line of credit, but it does change the rules of the game. If you run a construction company or contracting business in New York, you already know the frustration: you need cash upfront for...
by Brooke Stone | Sep 1, 2026 | Small Business Tips
How long does it take to get a HELOC? In most cases, the process takes about two to six weeks from application to closing, although some applications move faster and others take longer. The timeline depends on the lender, property valuation, available equity,...
by Brooke Stone | Aug 20, 2026 | Small Business Tips
HELOC vs. SBA loan… how do you choose? A HELOC and an SBA loan can both provide business owners with access to substantial capital, but they work differently. A HELOC is a revolving line of credit secured by equity in a home or other eligible property. You can...
by Brooke Stone | Aug 20, 2026 | Small Business Tips
TL;DR Yes, it may be possible to get a HELOC on an investment property, but eligibility depends on the lender, property, available equity, existing debt, and borrower qualifications. A HELOC on an investment property allows an owner to borrow against equity in a...
by Brooke Stone | Aug 13, 2026 | Small Business Tips
TL;DR Yes, using a HELOC loan can potentially be used to fund business expenses, depending on the financing program and its terms. Business owners may use property equity to access capital for working capital, inventory, payroll, equipment, marketing, expansion, and...
