Healthcare Business Loans

Healthcare practices and facilities – whether they're medical, dental, rehab or senior care centers – all face a unique cash flow challenge. They rely almost entirely on reimbursements from insurance companies for their livelihood. And, depending on the payor, the delay between providing the service and getting paid for it can be several months.

Yet the practice still has to make payroll, pay for inventory, and invest in the latest critical medical equipment to compete and thrive.


Questions?
(888) 811-6101

Why Healthcare Practices Need Financing

Insurance Delays. Ongoing Costs. We Fill the Gap.

Companies in the healthcare industry face unique financial challenges: 

  • Cover payroll and keep staff supported while waiting on reimbursements
  • Pay for inventory, supplies, and day-to-day operating expenses 
  • Upgrade critical medical equipment to remain competitive 
  • Smooth cash flow during seasonal slowdowns or billing delays 

We’ll be your partner to help you bridge the cash flow gaps so you can keep moving forward, bid on bigger jobs, and say yes to new opportunities. 

Tailored Solutions for Healthcare Businesses 

One Size Doesn’t Fit All. That’s Why We Offer Options. 

Invoice & Receivables Financing

If projects get delayed or clients are slow to pay, King Capital invoice/receivables financing allows you to dramatically reduce your payment cycle. You sell your unpaid invoices to a third party, and get paid in just a few days rather than weeks or months!

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SBA Loans

King Capital helps real businesses secure SBA loans—fast, honest, and with expert guidance. With lower rates and longer repayment terms, SBA loans are one of the smartest ways to fuel growth. We simplify the process so you can focus on running your business.

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Fast Funding That Puts Patients First

When timing matters, King Capital delivers

Healthcare can’t wait—and neither should your funding. Our streamlined process helps you cover payroll, purchase equipment, and keep patient care moving without delay:

  • 95% of approvals in under 2 hours
  • Same-day funding available
  • Reps available after hours
  • No origination or broker fees on many products

While banks and other lenders leave you waiting, we make sure your practice has the capital it needs, when it needs it.

We Partner in Your Growth

We co-invest in deals with lenders. We put our skin in the game and that means better terms for you.

Transparency

We say no to hidden fees and yes to real transparency.

Financial Expertise

We guide you toward the right long-term solution, not just a quick sale.

Ready for More Patients and Better Equipment?

Get the capital you need to grow your healthcare practice—today.

King Capital provides fast, flexible financing so you can cover payroll, upgrade medical equipment, and keep patient care moving without delay. Whether it’s $50K or $2M, we’ll help you secure the capital to grow your practice on your terms, with no hidden fees or surprises.

Backed by trust, built on transparency.

Real Results. Real Relationships.

Frequently Asked Questions

1Can I finance medical equipment I already leased?
Yes. With a sale-leaseback option, you can free up capital tied to existing equipment.
2What if insurance companies take months to pay?
Invoice financing gives you access to your funds in days, not months.
3Can you help me qualify for an SBA loan?
Absolutely. We’ll help you determine if you’re eligible and guide you through the application process step by step.
4What types of healthcare providers do you fund?
We work with practices of all sizes. From single offices to multi-location healthcare groups, including dental, medical, and specialty care providers.
5How fast can I get funded?
You can get approved within hours and funded as soon as the same day. No waiting around for weeks like with banks.
6What if I’ve already been turned down by a bank?
That’s where we come in. We specialize in saying yes when traditional lenders say no.
7Do I need perfect credit?
Not at all. We look at the health of your business, not just your credit score. If you're doing real work and bringing in revenue, we’ll find a path forward.
8Do you fund large practices and medical groups?
Yes. We work with practices of all sizes, from single offices to multi-location healthcare groups with complex needs.